What does travel insurance cover?
When you purchase travel insurance from us, you choose between different coverage options:
First and foremost, you need to decide whether your new travel insurance should only cover trips in Europe or worldwide trips.
If you never travel outside of Europe, you don't need worldwide travel insurance. However, for trips to Turkey, USA, or Asia, you should always have worldwide travel insurance.
Additionally, you can choose how extensive you want your travel insurance to be by selecting between the coverages Travel, Travel Plus, or Travel Super.
With the Travel coverage, you get a basic travel insurance, while both Travel Plus and Travel Super offer even more coverage to ensure your holiday is extra secure.
If your belongings are already covered by your home insurance, you don't need to buy baggage coverage with your travel insurance. If you never go skiing, you don't need winter sports coverage.
It's important not to just choose the cheapest travel insurance, but to select the insurance that suits your specific needs. Even though a cheap travel insurance may save you money upfront, you may end up with a much higher bill later if you get sick or injured on a holiday and your coverage is insufficient.
For example, a cheap travel insurance with coverage limited to Europe won't be very helpful if you get food poisoning in Asia or have an accident in the USA - in these cases, you should invest in a slightly more expensive worldwide travel insurance that covers the relevant countries.
Travel insurance for Europe
When you have travel insurance with European coverage with us, you are covered for holiday trips in all EU/EEA countries - including Denmark - as well as Greenland, the Faroe Islands, Andorra, Isle of Man, San Marino, Switzerland, the United Kingdom, and Vatican City.
This travel insurance is especially beneficial if you never travel outside of Denmark or Europe.
Travel insurance Worldwide
With travel insurance featuring worldwide coverage from us, you are covered for all holiday trips, no matter which countries you visit. This travel insurance is particularly good if you travel to Turkey, USA, or Asia.
However, countries that the Danish Ministry of Foreign Affairs or the State Serum Institute advises against entering are exempt.
Travel Insurance with the basic Travel coverage
If you choose travel insurance with the basic Travel coverage, you will be covered for expenses related to medical and hospital treatment if you become acutely ill or get injured during your trip.
The travel insurance also ensures that you will be transported back to Denmark if you are so sick or injured that you cannot continue your holiday.
With the basic travel insurance, you are covered for holiday trips lasting up to 30 days. Additionally, the travel insurance covers expenses for search and rescue efforts within a radius of 50 km from the last place you were seen.
Travel insurance with Travel Plus
With a Travel Plus travel insurance, you get the same coverage as with Rejse, plus the important trip cancellation insurance. Please note that trip cancellation coverage only takes effect 14 days after you have purchased the coverage.
Additionally, your travel insurance with Travel Plus ensures that you receive a replacement trip if you have been ill for more than half of your holiday. Other practical coverages, such as delayed baggage, are also included in the travel insurance with Travel Plus.
Similar to the travel insurance with the basic Travel coverage, Travel Plus covers trips lasting up to 30 days.
Travel Insurance with Travel Super
A travel insurance with Travel Super includes all the coverages offered by Travel and Travel Plus, but also contains additional coverages.
For example, it provides compensation if you are mistreated abroad by a medical professional, and covers any deductibles you may be charged when renting a car, scooter, etc., abroad.
With Travel Super, you also get coverage for purposeful trips, such as if you plan to engage in dangerous sports on your trip or want extra coverage to purchase a new trip.
Additionally, the travel period is extended from 30 days to 60 days with this travel insurance.