Find the Best Accident Insurance for You
When you purchase an Accident Insurance with us, you also have the opportunity to tailor your own private Accident Insurance.
You can choose whether the accident insurance should be in effect all the time or only during your leisure time, and whether your Accident Insurance should be extended to also cover illness.
You may be asked to complete a health declaration as part of the insurance purchase. Read more about the health declaration here: Health Declaration.
Accident Insurance - for both children and adults
Accident insurance for children always provides coverage, whether the child is at home, at school, or in an institution. As an adult, you can choose whether you want to be covered all the time or only in your free time.
If you choose full-time accident insurance, you are covered in the event of an accident in both your free time and at your workplace, should you be unlucky enough to get injured.
However, if you choose leisure-time accident insurance, the coverage only applies during your free time, and not if you get injured at work.
With our accident insurance, you are covered in the event of an accident in Denmark and the Nordic countries without time limitation, as well as during trips of up to 12 months in the rest of the world.
Accident and sickness insurances for adults
Adult
The advantage of an Adult Insurance is that you are covered against both accidents and sickness, whereas with an Accident Insurance, you are only covered in case of an accident.
So, an Adult Insurance includes a private Accident Insurance, but also covers disabilities resulting from illness.
Adult Super
If you want both sickness and accident insurance, and additionally want an increased payout if your work capacity is reduced, you should choose Super Adult Insurance.
Super Adult Insurance provides particularly good coverage if your work capacity is reduced by 50% or more, as a result of an accident or one of several specifically defined illnesses.
Accident and sickness insurances for children
Child
While a private Accident Insurance only ensures your child in case of accidents, the child insurance also provides coverage for illness.
With a Child Insurance, your child gets an accident insurance, but is also covered for permanent disabilities resulting from illness.
Furthermore, the child insurance provides immediate compensation if your child is struck by a serious illness, in addition to extra financial security if your child needs to be hospitalized for an extended period.
The Child Insurance can thus help make a difficult time a bit easier.
Super Child
With Super Child Insurance, your child gets both an accident and sickness insurance, and is also provided with extra financial security!
With Super Child Insurance, you provide your child with extra financial security in the event of accidents or illnesses that lead to reduced work capacity.