Customize your insurance as you like
When you purchase a dog insurance with us, you can choose from 3 different types of coverages:
- Dog Liability
- Dog Standard
- Dog Extra
Additionally, we offer 2 optional add-ons:
You can add Extended Liability to all 3 types of coverage, while the Life add-on can only be added to Dog Standard and Dog Extra. This way, you can tailor your dog insurance to fit your and your dog's lifestyle.
Dog Liability
In Denmark, it is mandatory to have a dog insurance with a liability coverage if you own a dog.
With a liability insurance, you are covered for the damages that your dog may cause to other people, their belongings, or animals. This ensures that third parties are always protected.
Our Dog Liability insurance also covers if your dog attends puppy training and similar activities. However, if you and your dog participate in different types of attack training, you should consider adding the add-on Extended Liability coverage.
Dog Liability does not cover your own dog, neither for injuries nor illnesses. If you want your dog to be covered for illness and accidents, you can upgrade your dog insurance to Dog Standard or Dog Extra. This way, you will have both the mandatory liability insurance and a range of other great coverages.
Dog Standard
With a Dog Standard insurance, your dog has a good coverage, for instance, if the dog becomes ill, gets injured, needs a cesarean section, or has puppies. Dog Liability is also included.
You can purchase the Dog Standard insurance from when your dog turns 8 weeks.
The Dog standard insurance is a lifelong insurance if the insurance is active with us.
There is a waiting period of 20 days for all coverages except liability and accident, if your dog has not previously been insured for illnesses in another Danish insurance company.
If your dog is over 6 years old, it must have an active dog insurance including illness coverage in another insurance company in Denmark, to be insured for illnesses with us. Dog Standard can be purchased until your dog turns 9 years old.
Dog Extra
In addition to the mandatory liability insurance and coverage for illness and accident, Dog Extra also covers for instance operation, cancer treatment and allergy treatment.
As with Dog Standard, you can purchase the Dog Extra insurance from when your dog turns 8 weeks.
There is a waiting period of 20 days for all coverages except liability and accident, if your dog has not previously been insured for illnesses in another Danish insurance company.
If your dog is over 6 years old, it must have an active dog insurance including illness coverage in another insurance company in Denmark to be insured for illnesses with us. Dog Standard can be purchased until your dog turns 9 years old.
When the dog turns 10 years old, the Dog Extra insurance will automatically be converted into a Dog Standard insurance. The Dog Standard insurance is a lifelong insurance.
Extended Liability
If you and your dog participate in, for instance, dog shows or attack training, it is a good idea to buy the add-on Extended Liability.
Certain clubs, associations and dog trainers require that you, as a dog owner, purchase an extended Liability insurance for your dog, so that the trainer or judge, are covered in case of injuries.
The Extended Liability also covers:
- Personal injury to individuals under 14 years of age, including children in the household
- Personal injury to a private dog sitter
- Damage to a private dog sitter's property and animals
You can always add Extended Liability, and the coverage applies for the dog's entire life, for as long as it is insured with us.
Life
If your dog passes away or the vet recommends that the dog is put down due to illness or a serious accident, you can receive compensation through the add-on Life coverage.
The add-on also covers if your dog 'works' as a hunting or breeding dog, and it becomes so ill or is so seriously injured, that it can no longer work.
There is a waiting period of 20 days for this add-on, if the dog is not insured for illnesses in another company in Denmark.
The Life add-on is valid until the dog is 8 years old.