Dog Insurance

Why you should choose If

Advantages of insuring your dog with us

No deductible for liability claims

You pay 0 DKK in deductible if your dog causes damage to other people, their belongings or animals.

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We cover the vet bill

When you have a dog insurance with coverage for illness and accidents you can be there for your dog if your dog is ill or has been injured without worrying about the vet bill.

If your dog needs examinations or treatment, we cover expenses to both veterinarian and animal hospital.

Both Dog Standard and Dog Extra comes with coverage for illness and accidents.

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Automatic monthly payment

Split the payment of your insurances into 12 installments with monthly payments running automatically through Betalingsservice.

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If you bundle your insurances with us, you can save up to 15 % on all your insurances.

See the coverage on our dog insurances

Dog Extra	Dog Standard	Dog Liability
Included	Included	Included	The insurance covers your liability for damages caused by your dog to other people, animals or property. There is no deductible for this type of damage.
Included	Included	Not included	If the dog experiences an accident, the insurance covers veterinary expenses for examination, diagnosis, treatment, and surgery. This includes X-rays, laboratory tests, wound treatment, chiropractic care and dental treatment for permanent teeth.
Included	Included	Not included	If the dog becomes ill, the insurance covers veterinary expenses for examination, diagnosis and treatment. This includes X-rays, laboratory tests and chiropractic care. If the dog needs to undergo surgery, it requires the purchase of Dog Extra coverage.
Included	Included	Not included	The insurance covers assistance for one emergency caesarean section if the life of the birthing dog or the puppies is in danger.
Included	Included	Not included	The puppies are covered by the liability insurance until they are 4 months old. If you have purchased Dog Standard for your dog, the coverage for "Accident" and "Illness" also applies to the puppies of your female dog until they are 8 weeks old, as long as they are with their mother.
Included	Not included	Not included	If the dog becomes ill, the insurance covers expenses for: surgery and stay at the veterinarian in connection with the surgery expenses for chemotherapy, radiation therapy, and other life-extending treatment. In some cases, there may also be coverage for conditions such as loose kneecaps (Patella Luxation), Calve-Legg-Perthes, and arthritis.
Included	Not included	Not included	The insurance covers expenses for endoscopy, MRI, and CT scans if the dog is sick or has an accident.
Included	Not included	Not included	The insurance covers expenses for treatment and prescribed medication for allergy treatment for up to 12 months.
Included	Not included	Not included	In connection with a covered claim, we cover expenses for prescribed medication for the dog.
Included	Not included	Not included	The insurance covers veterinarian-prescribed rehabilitation in connection with a covered claim. This may include activities such as hydrotherapy, physiotherapy, acupuncture, and massage.
Included	Not included	Not included	The insurance covers expenses for euthanasia and cremation in connection with a covered claim, if the dog needs to be euthanized due to medical or dietary reasons.

Optional Add-on	Dog Extra	Dog Standard	Dog Liability
	Included	Included	Included	The insurance has been extended to cover personal injury to individuals under 14 years of age, as well as injury to individuals, animals, or property when the dog is participating in activities such as competitions, exhibitions, or training. When the dog is privately cared for, the insurance also covers personal injury to the dog sitter and damage to the dog sitter's property or animals. There is no deductible for this coverage.
	Included	Included	Not included	The insurance covers a new equivalent puppy if the dog dies, runs away, is stolen or has to be euthanized due to medical or dietary reasons. The insurance also covers if the dog is used for hunting or breeding and it becomes so severely injured or ill that it can no longer be used for hunting or breeding. There is no deductible for this coverage.

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Coverages

Customize your insurance as you like

When you purchase a dog insurance with us, you can choose from 3 different types of coverages:

Dog Liability
Dog Standard
Dog Extra

Additionally, we offer 2 optional add-ons:

Extended Liability
Life

You can add Extended Liability to all 3 types of coverage, while the Life add-on can only be added to Dog Standard and Dog Extra. This way, you can tailor your dog insurance to fit your and your dog's lifestyle.

Dog Liability

In Denmark, it is mandatory to have a dog insurance with a liability coverage if you own a dog.

With a liability insurance, you are covered for the damages that your dog may cause to other people, their belongings, or animals. This ensures that third parties are always protected.

Our Dog Liability insurance also covers if your dog attends puppy training and similar activities. However, if you and your dog participate in different types of attack training, you should consider adding the add-on Extended Liability coverage.

Dog Liability does not cover your own dog, neither for injuries nor illnesses. If you want your dog to be covered for illness and accidents, you can upgrade your dog insurance to Dog Standard or Dog Extra. This way, you will have both the mandatory liability insurance and a range of other great coverages.

Dog Standard

With a Dog Standard insurance, your dog has a good coverage, for instance, if the dog becomes ill, gets injured, needs a cesarean section, or has puppies. Dog Liability is also included.

You can purchase the Dog Standard insurance from when your dog turns 8 weeks.

The Dog standard insurance is a lifelong insurance if the insurance is active with us.

There is a waiting period of 20 days for all coverages except liability and accident, if your dog has not previously been insured for illnesses in another Danish insurance company.

If your dog is over 6 years old, it must have an active dog insurance including illness coverage in another insurance company in Denmark, to be insured for illnesses with us. Dog Standard can be purchased until your dog turns 9 years old.

Dog Extra

In addition to the mandatory liability insurance and coverage for illness and accident, Dog Extra also covers for instance operation, cancer treatment and allergy treatment.

As with Dog Standard, you can purchase the Dog Extra insurance from when your dog turns 8 weeks.

There is a waiting period of 20 days for all coverages except liability and accident, if your dog has not previously been insured for illnesses in another Danish insurance company.

If your dog is over 6 years old, it must have an active dog insurance including illness coverage in another insurance company in Denmark to be insured for illnesses with us. Dog Standard can be purchased until your dog turns 9 years old.

When the dog turns 10 years old, the Dog Extra insurance will automatically be converted into a Dog Standard insurance. The Dog Standard insurance is a lifelong insurance.

Extended Liability

If you and your dog participate in, for instance, dog shows or attack training, it is a good idea to buy the add-on Extended Liability.

Certain clubs, associations and dog trainers require that you, as a dog owner, purchase an extended Liability insurance for your dog, so that the trainer or judge, are covered in case of injuries.

The Extended Liability also covers:

Personal injury to individuals under 14 years of age, including children in the household
Personal injury to a private dog sitter
Damage to a private dog sitter's property and animals

You can always add Extended Liability, and the coverage applies for the dog's entire life, for as long as it is insured with us.

Life

If your dog passes away or the vet recommends that the dog is put down due to illness or a serious accident, you can receive compensation through the add-on Life coverage.

The add-on also covers if your dog 'works' as a hunting or breeding dog, and it becomes so ill or is so seriously injured, that it can no longer work.

There is a waiting period of 20 days for this add-on, if the dog is not insured for illnesses in another company in Denmark.

The Life add-on is valid until the dog is 8 years old.

Terms and conditions, purchase terms and product info

Terms and conditions for Dog Insurance
Please refer to the applicable terms and conditions for our Dog Insurance

Terms and conditions – Dog Insurance (in Danish)
Purchase terms
You can find our purchase terms here:

Information on purchase of insurance (in Danish)
Product info
Read more about the insurance in our insurance product information document:

Product info about Dog Insurance (in Danish)

Let us help you

Are you correctly insured?

Life changes over time. Maybe your family grows or your children leave home. You may buy a new house or an extra car.

Get help with choosing the right insurances for you.

Always feel free to contact us on phone number +45 70 12 12 12 or book a meeting online.

Book meeting (page in Danish)

Bundle your insurances

If you bundle your insurances with us you can save up to 15 % on all your insurances - including your dog insurance. Call us to hear more.

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